Fraud Risk Manager

With over 150 million global active users and 2 million transactions per day Klarna is on the way to becoming the worlds favorite way to shop. To help us get there were assembling an unparalleled global talent teamaccelerating individual careers and disrupting entire industries. Were looking for people ready to achieve the extraordinary and embrace our bold ambitions as we shape the future of payments and fintech. Will you join us

Job Purpose

The Fraud Risk Manager will play a critical role in enhancing the organizations fraud risk management framework. This role involves collaborating with first line of defence teams to ensure a robust control environment providing guidance on improvement areas assisting in regulatory risk reporting and reporting to senior stakeholders on fraud risk management performance. The successful candidate will monitor fraud risk performance for the global product portfolio through analysis of structured and unstructured data independent control testing and process reviews.

What you will do;

• Fraud Risk Management: Lead and manage fraud risk initiatives across the global product portfolio. Collaborate with fraud strategy engineering data science and customer service teams to enhance fraud prevention and detection measures.
• Data Analysis: Conduct indepth analysis of structured and unstructured data to monitor fraud risk performance. Identify trends and patterns to provide actionable insights and recommendations.
• Independent Control Testing: Perform independent control testing and process reviews to assess the adequacy of fraud prevention and detection measures in the first line of defence.
• Regulatory Reporting: Assist in preparing regulatory risk reports ensuring compliance with relevant regulations and standards.
• Stakeholder Collaboration: Build and maintain strong relationships with first line of defence teams providing guidance on fraud risk mitigation and control improvements. Communicate effectively with senior stakeholders to report on fraud risk management performance.
• Continuous Improvement: Identify areas for improvement in the fraud risk management framework and work with relevant teams to implement enhancements.
• Market Awareness: Stay informed about market trends competitive landscape and emerging fraud risks. Leverage this knowledge to ensure the organizations fraud risk management strategies are uptodate and effective.

Who you are;

• Minimum of 5 years of experience in fintech banking or consulting with a focus on risk and fraud management. Proven track record in performing independent data analysis and leading fraud risk management initiatives.

• Bachelors degree in Finance Risk Management Data Science or a related field. Masters degree preferred.
• Certified Fraud Examiner (CFE) Certified Risk and Compliance Management Professional (CRCMP) or similar certifications are highly desirable.
• Strong expertise in fraud risk management and data analysis.
• Ability to perform independent control testing and process reviews.
• Proficiency in regulatory compliance and risk reporting.
• Excellent communication and stakeholder management skills.
• Experience with machine learning models and fraud detection algorithms.
• Ability to create solutions for complex problems recognizing key dependencies and business constraints.
• Fluency in English is required. Additional languages are a plus.

What We Offer

• Competitive salary and benefits package
• Opportunity to work in a dynamic and innovative environment
• Professional development and career growth opportunities
• A collaborative and inclusive company culture