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You will be updated with latest job alerts via emailJob Description:
Position: Credit Manager (Home Loan and LAP)
CTC: Upto 8 LPA
Location: Dehradun/Gorakhpur/Prayagraj
Responsibilities:
Credit Assessment: Evaluate creditworthiness of home loan and LAP applicants based on financial documents credit history and risk analysis.
Underwriting: Review loan applications ensuring compliance with lending policies regulatory requirements and internal guidelines.
Decision Making: Make informed decisions on loan approvals rejections or modifications considering factors such as applicant's income debttoincome ratio collateral and credit score.
Risk Management: Identify potential risks associated with loan applications and develop strategies to mitigate them ensuring a balanced loan portfolio.
Client Communication: Communicate credit decisions to applicants and provide explanations for denials or requests for additional information.
Collaboration: Work closely with sales operations and legal teams to streamline the loan approval process and resolve any issues that may arise.
Policy Development: Contribute to the development and refinement of lending policies procedures and credit scoring models to enhance efficiency and risk management.
Qualifications:
Full Time